Long Term Care Insurance

Do I Need Long-Term Care Insurance?   The following questions can help you decide if you need Long-Term Care Insurance.

What Is Long-Term Care Insurance? Need Long-Term Care Insurance Does My Health Matter?

1. Do you have more than $30,000 in assets (excluding your home)? If yes, do you want to help protect these assets from the costs of long-term care?

Yes    No

2. Has anyone in your family ever needed long-term care?

Yes    No

3. Would taking care of you be an emotional/physical hardship for your spouse?

Yes    No

4. If your spouse needed care, are you uncertain whether you would be able to provide it?

Yes    No

5. Are you concerned that the people who would have to care for you will be able to maintain the quality of their own lives?

Yes    No

6. Are you in good health?

Yes    No

7. Do you value your financial independence, privacy and dignity?

Yes    No

8. Are you concerned with being able to afford long-term care?

Yes    No

If you answered "yes" to three or more of these questions, you should get more information about Long-Term Care Insurance. Click here to find out more.

This website should be considered an advertisement and is not a contract. Policies are provided by Metlife. The intent of this website is to gather consumer requests for product information, and transfer them in a timely manner to a licensed insurance representative in the state of Texas who will contact the consumer directly regarding their specific needs.