Long-Term Care Insurance

What is Long-Term Care Insurance?

A Long-Term Care Insurance policy is a contract between you and an insurance company. In exchange for premium payments you make, the company promises to pay you for the cost of covered long-term care and services when you need them... either by reimbursing you for a certain amount of your expenses or paying you a designated amount. Long-Term Care Insurance helps cover the cost of care and services for people who have an inability to perform certain activities of daily living (ADL's) or a severe cognitive impairment. A Long-Term Care Insurance plan can help protect your financial independence and help preserve your quality of life by paying the cost of covered care and services (subject to policy benefit limits) you receive: In your own home, appropriate; or In a qualified long-term care facility you select.

What Is Long-Term Care Insurance? Need Long-Term Care Insurance? Does My Health Matter?

This website should be considered an advertisement and is not a contract. Policies are provided by Metlife. The intent of this website is to gather consumer requests for product information, and transfer them in a timely manner to a licensed insurance representative who will contact the consumer directly regarding their specific needs.